Investor Guideline / Allowable-Fee Review

You review foreclosure-related fees and expenses against investor allowables — catching non-allowables and curtailment risk before they become losses.

💵 $45–80/hr · ⏳ 1–3 business days

👥 Who buys this

Servicers, claims shops, and default law firms reconciling what's billable and what will actually reimburse.

😣 The pain they feel

Allowables vary by investor (FNMA, FHLMC, FHA, VA, USDA) and they change. Staff who don't know them cold let non-allowable charges slip through.

✅ What you do

✅Map expenses to investor allowables
✅Flag non-allowable and at-risk items
✅Document the rationale clearly
✅Cover all five major investor guideline sets

⛔ What you don't do

⛔Make a legal or regulatory determination
⛔Certify compliance
⛔Guarantee reimbursement

📦 What you hand over

📦An allowable-fee review checklist
📦An expense exception log
📦A short summary of findings

🔎 Jobs you'd search for

allowable fee reviewinvestor guideline mortgageFHA allowableforeclosure expense audit

🧪 Sample to build (synthetic)

A mock allowable-fee checklist mapping fake expense lines to allowable Y/N by investor, with notes. Clearly marked synthetic.

What it actually feels like

A day doing this work

A servicer isn't sure which of their foreclosure expenses will actually reimburse. You take the list and run it against the allowables — the exact knowledge you built over fifteen years — and mark what's safe, what's at risk, and what won't fly. You hand back a clean map. They stop eating costs they didn't have to. Rare knowledge, quietly valuable.