You review default loan files against a checklist for completeness, missing documents, exceptions, and timeline integrity — catching problems before they cost money.
Small and mid-size servicers, sub-servicers, default-focused law firms, and note investors who need a second set of expert eyes.
Files stall, documents go missing, exceptions get overlooked, and nobody in-house knows the investor rules well enough to catch it early.
A one-page file-review checklist plus a short exception log, all fabricated. Show document present/missing columns and a couple of flagged exceptions.
A servicer hands you ten files they're unsure about. You run each through your checklist, the way you have thousands of times — except now it's your own business. You spot two missing assignments and a date that doesn't line up, log them, and write a clean summary. By afternoon they have a list of exactly what to fix. That's the whole job: your trained eye, packaged.